Title insurance protects buyers and lenders from past ownership claims, unpaid liens, or title defects that could threaten your property rights.
Title insurance is a one-time fee based on your property value. In Texas, rates are regulated by the state, so they’re the same no matter which company you choose.
Yes! Even if you don’t have a lender, an owner’s title policy protects you from hidden legal issues, fraud, and past claims.
Title insurance covers past issues (like hidden claims or fraud) while homeowners insurance protects against future damages (like fires or natural disasters).
Lender’s policy (required) protects the mortgage company.
Owner’s policy (optional but recommended) protects your investment.
You’ll need:
✅ A valid photo ID
✅ Proof of insurance
✅ Any requested docs from your lender
✅ Certified funds (if needed)
Escrow is a neutral third party (like us!) that holds funds, documents, and property transfers safely until all conditions of the sale are met.
Most closings take 30-45 days, but cash deals and well-prepared transactions can close much faster.
Yes!
We offer remote online notarization (RON) and mobile closings to make the process as convenient as possible.
You’ll need:
✅ A valid photo ID
✅ Proof of insurance
✅ Any requested docs from your lender
✅ Certified funds (if needed)
We conduct thorough title searches to uncover any liens, unpaid debts, or ownership disputes before closing.
We work to resolve title defects before closing, which may involve paying off liens, obtaining missing documents, or clearing errors.
A title commitment is a document that outlines any issues with the title and the conditions that must be met before issuing title insurance.
Without title insurance, yes! Issues like fraud, forged signatures, or missing heirs could lead to disputes over ownership.
You may need to go through probate, file an affidavit of heirship, or use a transfer-on-death deed—we can help guide you.
A 1031 exchange lets investors defer capital gains taxes by swapping one investment property for another.
Yes! If you’re not satisfied, you have the right to choose your title company—even if a contract suggests otherwise.
An ALTA policy is a more detailed form of title insurance, often required for commercial transactions and high-value properties.
